Teenage drivers have a difficult time finding cheap car insurance. Rates are often thousands of dollars a year for anyone under 25. Statistics show that teenagers are more likely to get involved in a car accident during their first year of driving than at any other time. Young drivers account for 10 percent of license holders, but are involved in over 29 percent of accidents. The good news is that there a few things teenage drivers can do to make themselves more attractive to car insurers and reduce costs.