Friday, 11 March 2016

How to purchasing a car insurance policy online?

With e-commerce industry gaining momentum, there is a massive increase in the number of people looking for online solutions. Online world is crazy place where you can buy your clothes, TV, furniture, Manage stocks, recharge your mobile phones, play games or watch movies and much more. It’s like getting the world at your feet with these crazy smartphone features on your phone.

However, when it comes to buying car insurance online many people are still hesitant. They still feel taking the pain of walking to the insurance companies or doing those tedious calculations after collecting the information leaflets is still a good option. But buying car insurance online is not only the need of the hour for millions of people stuck in their hectic busy schedule but it also offers loads of benefits and features along with discount for your insurance policy.

So, if you are one of those who are reluctant to go ahead with online transactions and are wary of buying a car insurance policy online either because of some misconception or because you are unaware, then the following articles will show you some of the key benefits of buying car insurance online.

Cheaper Policy
Online car policy is much cheaper compared to the number of visits that you do to insurance companies, calling up agents or collecting information across all sorts of sources for insurance. A computer with good internet connection is all you need and you’re all set to compare the policies and buy it online. Insurance companies offer lower rate on online purchase as the process involves less paperwork and there are other operational savings which can easily be passed on to you.

Paperless Transactions
Getting into any form of paperwork these days always seems to be tedious and messy work. Besides, no one wants to pile up those records and then fear to misplace them or lost when they require them the most. But when you buy a policy online, it is extremely simple and requires only a few steps. Besides unknowingly it’s a beautiful attempt of saving environment if by using less paper.

Easy & Convenient
Offline insurance requires lot of paperwork. It consumes your valuable time and energy. You have concerns to arrange finances for premium from banks and mostly importantly it’s difficult to manage the entire operations during policy premium payments and renewals. But online car insurance india purchase has user friendly interface, good flow of transaction, availability of information in an easy to understand and efficient manner. This helps to make the process much more quick and easier for the user who can manage policy premiums or renewals from mobile, tabs or laptops in the comfort of your home or office while on the move.

Instant Policy Purchase
Buying policy offline takes couple of days for the policy to execute also the same process implies when it comes to renewal due to processing of physical documents whereas when you go online, the processing of information is instant and so is the issue of your policy.

Safe Back-UP
Online policy purchase helps your maintain the soft-copy of all the necessary documents which are saved with you in an email or an online account. Secondly, you can access your information at any time, from anywhere!

Review policies and read comments
With online policies you can review the comments and experiences shared by previous customers about the product. It helps you compare policies in terms of benefits, discounts and offers, premiums, payment modes and renewal benefits etc. In case you buy a policy from broker or aggregator you can compare car insurance quotes from different companies in one go easily and quickly.

Easy renewal

When buying car insurance online all the data captured is saved under your online account so while renewal it becomes extremely easy for you to review your information. You save your time in filling up those tedious forms again and again. 


  1. You can save a lot on Car Insurance Online by opting for the highest deductible possible. Compare the rates of all the insurance company.