Friday, 15 July 2016

Did you compare your car insurance quotes well?


With the advent of internet purchasing car insurance has been as simple & quick as click of the button. With the help of online medium you can buy insurance anytime and anyhow even while sipping a cup of tea at your house, office or place of your choice. However, the main concern is Compare Car Insurance sites promise much but do they always deliver? Do they really help you in getting the right policy at the right price? Car insurance comparison websites or aggregators as they're sometimes known advertise themselves as able to find you the best deal with the minimum of fuss. You enter your details once and at the click of a button they compare the policies of numerous insurers for you - hopefully saving your money and a lot of legwork in the process. While these are the positive sides of buying car insurance online, the real concern comes when it comes to cutting the cost of your car insurance. Are one click comparison sites really as useful as they try and make out? The article gives you insight on how to compare car insurance so as it works for you. These comparison sites can be an efficient tool in your pursuit of getting the right car insurance for the right price.

Comparison sites
Not all comparison sites compare the same insurance providers or policies. Therefore a good start would be list down the comparison sites and find out which insurance providers offer the best service out of the comparison tool. Check which sites compare the most companies and give you the option to keep your personal details personal. Then use two or three comparison sites to get quotes. In this way not only are you casting your net as widely as possible, you are also narrowing down on your consensus to ensure that no particularly beneficial policies slip through. Keep in mind the cheapest provider of each comparison site will stay tempt in calling you and retaining you as valued customers. You need to think twice before you fall prey of irrelevant policies.

Double check your quote
Use car insurance comparison sites table to compare the features and benefits of each of the policies that are flagged as offering you the cheapest cover. If they seem suitable get a direct quote to verify that you can still get the price you've been quoted once you enter your correct details.

Opt for Direct
Insurance market never stands still and the direct insurers are fighting back against the comparison websites which is great news for you! Take a direct approach instead of someone misleading you. Once you understand the pros and cons call them up and book for suitable policy.  Always try to get quotes direct from the insurance providers who don’t use comparison website too either by calling them or visiting the company. Ignoring them could mean missing on some very attractive introductory discounts and other special offers, such as twelve months insurance for the price of ten etc.

Policy Pick
Once you've gathered the relevant quotes you'll be able to compare the cost, features & benefits, discount offered, claim procedures, cover etc. elements of the policies that meet your car insurance requirements. You then simply need to opt for the insurer that offers you the best policy for the best price and there you’re sorted out.

Time is not money in insurance world  

Some speedy car insurance comparison websites specialize in putting across tempting offers to make a decision on which policy to buy in a hasty fashion. However, you should always approach buying any financial product with care and consideration. Of course, getting a few quotes isn't quite as quick as just going with 1 comparison site, it’s about going through 2-3 comparison sites, investing few minutes of your valuable time and then feel happy that you got the cover you wish to get at the best possible price.

Saturday, 9 July 2016

How to get the best car insurance deals online?


While preparing to buy car cover you can be a smarter consumer by shopping car insurance online before you settle down with any particular policy. Comparing helps consumer to find the right policy for car at optimum costs. You get to know the best of the features, discounts, premium costs, payment procedures, hassle free claims etc. under single platform i.e car insurance online comparison. So take advantage of free car insurance quotes and get a policy that best fits your needs and budget.

In today’s just as you run for saving money companies too run to retain their business. Therefore, the best way to make insurance companies reduce your rates is to make them compete for your business. Take some time out to learn about your insurance option and say no to deals which sound expensive and not impressive as well. An online insurance quotes provide consumers the opportunity to learn about their insurance options. Besides, calling up customer service agent, visiting insurance companies will not only end up wasting your hard earned money but also your precious time and energy.

Shopping for car insurance online has several benefits. Here’s a look on it:

•You can get multiple insurance quotes without having to talk to an insurance agent or sales representative.

•You can visit each company website individually and request single quote as well. Many companies have now also started providing rate and estimated rate of their competitors as well online.

•You get to compare features & benefits, premium costs, discount & offer deals, payment procedures, claim procedure etc.

•You can take experience on the companies problem solving & customer handling ability by chatting online with them as well. Check for the company reputation and look where they stand in markets as well.

•When you shop car insurance online, most online services give you the option of talking to a licensed agent before you buying your car policy.

The most common mistake what Indian do is that they believe “CHEAP is the BEST”. However, this is a complete wrong theory. Getting a lower rate should only be a part of the equation. It is important to look at what services the insurer provides and at what costs. Check for benefits and flexibility in dealing with company as well.


Always look for 2 to 4 options on your car policy. Once you have narrowed down your car insurance quotes, compare them well. While comparing car insurance online or taking a new one keep handy your existing policy so you can identify the loophole and purchase better policy. Check for price available for the coverage you need and the quality of the insurance company. This way you understand the important part of policies. Therefore, take your own time to thoroughly compare your auto insurance quotes before making a decision about which policy to purchase. The company should have acceptable rating in the industry. Some car insurance companies have built reputations for being easy to work with by having easy to understand claims processes and helpful agents that can make your stress free during the aftermath of car accident. Always try and stick with companies that rate excellent or very good in the top categories, and have good customer reviews.